Findi Ltd: Enabling India’s Fintech Revolution with Scale, Strategy, and Impact


 

Findi Limited (ASX: FND) is driving India’s financial inclusion movement by delivering real-world infrastructure to connect over 1 billion people to essential financial services. Operating at the intersection of technology, banking, and social impact, Findi combines 14,000+ branded ATMs, 189,609 active merchant outlets, and full-stack digital banking solutions to serve semi-urban and rural populations where 350 million remain unbanked.

With FY25 revenues of $75.5 million, EBITDA of $31.4 million, and a net cash position of $30.2 million, Findi’s financial performance reflects both scalability and sustainability. Strategic acquisitions of Tata Payments Solutions and BankIT in 2025 expanded its merchant base by 127,000+ and enhanced backend capabilities, setting the stage for deeper penetration and service monetisation.

Led by Executive Chairman Nicholas Smedley, Findi is preparing for the IPO of its Indian subsidiary, TSI, in 2026, with Rothschild & Co advising. This move will unlock additional capital, visibility, and regional M&A opportunities in India’s booming $1.5 trillion fintech landscape.

Findi is not just a fintech—it’s India’s digital financial backbone. Its rare mix of cash-generating infrastructure, regulatory alignment, and nationwide reach makes it uniquely positioned to thrive as the country digitises. For investors seeking exposure to emerging markets with proven growth, Findi offers a differentiated, catalyst-rich opportunity in one of the world’s most dynamic economies.

 

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